Costs, state laws and title loans explained.
Do Payday Loans Affect Your Credit? How Reporting and Defaults Work
Payday loans usually stay off your credit report, but unpaid ones can reach collections. Learn what shows up, what hurts your score and how to fix errors.
Payday Loan Laws by State: Bans, Rate Caps and Limits
Why payday loan rules depend on your state, which states ban them or cap rates at 36%, what limits apply elsewhere, and how to check a lender's license.
How Payday Loans Work, and What They Really Cost
How a payday loan works, why a $15 fee per $100 equals an APR near 400%, how rollovers multiply the cost, and what to try first.
Car Title Loans: How They Work and Why One in Five Ends in Repossession
How car title loans work, what a 25% monthly fee means, CFPB findings on rollovers and repossessions, and options that don't risk your car.